Jewelry rental websites offer more bling for fewer bucks

Jewelry rental services provide the bling without the sting.

No need to beg or steal here. For the "more is more" crowd on a budget, these new jewelry rental sites let users borrow without (as much of) a commitment.

Rent the Runway

How it works: Rent the Runway started as a formal dress rental company in 2009 by a pair of Harvard roommates. By 2010, they'd added jewelry designers like Dannijo, Kenneth Jay Lane and Janis Savitt. Filter by date, price, style and more, then book up to four months in advance for a four- or eight-day rental.

What you get: Kate Spade New York Disco Pansy bib necklace ($45), Oscar de la Renta Northern Lights ring ($30; pictured), Alexis Bittar Genie in a Bottle earrings ($30)

Rocks Box

How it works: Designed as a "jewelry discovery service" in 2012, Bay Area Rocks Box sends members three pieces of jewelry at a time, curated from a range of independent designers, for a flat monthly fee. Users can buy any pieces they love (at a discount) or send back all three whenever they're ready to receive the next installment.

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What you pay: $19 a month (month-to-month membership)

What you get: CC Skye cuff, Charlene K cuff (pictured), House of Harlow 1960 bangle, Loren Hope earrings, Loren Hope necklace, Margaret Elizabeth bangles

Haute Vault

How it works: This 4-month-old company lends fine jewelry and timepieces for weeklong installments to members who have applied and been approved for one of four membership levels. For users who can't live without their rented Chopard, Rolex or Harry Winston, Haute Vault will sell them the piece (after subtracting the rental fee).

What you pay: Monthly rates range from $15 (two items at a time up to a $5,000 value) to $250 (three items and a $100,000 value).

What you get: Rolex Migauss Green Crystal ($330), sapphire and diamond drop earrings ($795), diamond cuff ($720)

Adorn

How it works: Created with brides in mind eight years ago, Adorn lets users rent diamond and pearl jewelry that would fit in at any black-tie fete. Look for classic pieces from its in-house brand that look as if they are borrowed from the rich aunt you never had.

What you get: Chadwick cuff bracelet ($260; pictured), Shaye earrings ($160)

Borrowed Bling

How it works: Like a library for man-made "diamond" jewels, Borrowed Bling lets members check out up to three items at a time from a range of "closets," depending on a user's membership level. It also lets visitors to the site buy any item, any time. All products are Borrowed Bling's in-house brand.

What you pay: Four monthly membership levels from $29.95 to $99.95 (with $14.99 shipping) and up to three items at a time.

What you get: Million Dollar Baby necklace, Vintage Clear drops