The 4 Best Renters Insurance Companies

For most potential policyholders, finding the best renters insurance is going to come down to the monthly cost. Most large-scale apartment buildings today require tenants to have renters insurance prior to moving into the building. We recommend focusing your search on a reputable company first, and then finding the lowest price second.

You can use our rental insurance quote tool below to compare quotes from all the insurance companies in your area.

Rounding off the list of the best renters insurance companies, Farmers was able to provide competitive renters insurance quotes in the majority of cities we sampled. Farmers comes through with a decent online quote tool, providing flexibility in terms of specifying liability, medical payment, and deductible coverage options. Unfortunately, the online quote tool is only available in 19 states, and unlike the other top renters insurance companies, Farmers does not provide support through online chat. Farmers does provide solid claims-management features, as well as a capable mobile app, but those that value online resources may be disappointed by the lack of available materials. Despite the potential weaknesses, the majority of renters will probably be most interested in the price. Because Farmers is so price-competitive, it should still be considered amongst the best renters insurance companies.

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We find the best of everything. How? We start with the world. We narrow down our list with expert insight and cut anything that doesn't meet our standards. We hand-test the finalists. Then, we name our top picks.