Rent to Own Homes - Pros/Cons, Tips, and More | Bankrate

Mortgage » Rent to own homes: When it's not time to buy

Just a few years ago, you hardly ever heard the term "rent to own" in a market where homeowners had multiple bids from which to choose. But now, with so many homes languishing on the market, it's a different ballgame. Homeowners are more willing to work out rent-to-own agreements, even with people who would be turned down for home loans.

A rent-to-own contract requires prospective buyers to pay monthly rent to the homeowner, with a portion of it going toward a home purchase at a later date. This contract usually lasts two to five years at which time both parties start the standard home purchase, says Rich Arzaga, a financial planner in Walnut Creek, Calif. who has taught commercial real estate investment at University of California, Santa Cruz.

"If you've had your house on the market for a while, this transaction could let you move while having so ... Read more »

Top Five Apartment-Decorating Blogs | ApartmentGuide

Five home decor bloggers feature the best ways to create your space.

Photo Credit: iStockphoto/EricVega

Apartments can be difficult spaces to decorate. Someone else owns the space, so certain decor basics may not be allowed, such as painting, and some units may be on the small side. And what fills the space must be balanced or delicate; no one wants to worry about how to lug an expensive, heavy piece of furniture up three flights of stairs.

Fortunately, a select group of bloggers exist who continually find creative, even genius ways to transform four white apartment walls into one extraordinary living area. With tastes ranging from the modern to the vintage to the eclectic, these bloggers focus specifically on what makes small spaces shine. Plus, some offer tips for green living, sharing your home with pets, decorating on a budget and more.

If you’ve ever moved into an apartment only to discover yo ... Read more »

2 CAR GARAGE APARTMENT PLANS - Home Plans Design

Garage plans collection with garage designs for 1 car, two car, and three car garages. Search our garage apartment plans collection with living space above. Order Garage plans: Cape Style Garage AG3-3240C 2br apartment over 3 car garage. Hillside Garage. 3 car garage with walk out second floor in the rear. Garage apartment plan, garage plan the Marine Garage by Simply Elegant Home Marine Garage with ApartmentPlan 1 1/2 story, 2 Car Garage, Studio Apartment,1 Ba, 1091 SF

2-Car Garage With Apartment Plans From AHP. Your source for exceptional garage apartment building plans, 2 story garage plans, garage blueprints, apartment garage gorgeous 1,096 Square Feet, 2 story, 2 bedroom, 2 bathroom plan Two bedrooms and two baths make this garage apartment a very Downstairs, the oversized two-car garage GARAGE APARTMENT PLANS Garage Apartment Floor Plans, RV Garage Apartment Plans, One Car Garage Apartment Plans, Two Car Garage Apartmen ... Read more »

Need No Credit Check Apartments or Lease Guarantor? We can Help!Anchor Your Assets Lease Guaranty

What our clients say

You have a job. Here you are you made it. You have your life in order.

You may have:

• Eviction
• Broken Lease
• Self Imployed
• Divorce
• Foreclosure
• Lost of Job
• Bankruptcy

You come a long way. Working on your credit, new job, money in the bank, maybe some assets. If you are looking for a no credit check apartment or bad credit rental we can help. Let us show you who to Anchor Your Assets Lease Guaranty, can help you get the most of where you are so you don t have to go back to yesterday. Let Anchor Your Assets Lease Guaranty help you with your final stretch of your home run. What does that mean? A safe place you your family, your family, your spouse, a place you can truly call home.

Anchor Your Assets Lease Guaranty has a unique relationship ... Read more »

Manchester, NH Apartments for Rent - 48 Apartments | Rent®

Manchester apartments for rent were once a part of one of the world's largest textile industries. Today, the city of Manchester, N.H. is a premier New England city to conduct business and build your business dreams. Thanks to the city's close location to Boston, Manchester has been able to sustain and grow itToday, the city of Manchester, N.H. is a premier New England city to conduct business and build your business dreams. Thanks to the city's close location to Boston, Manchester NH has been able to sustain and grow its economy. Only an hour away from the Atlantic Ocean and White Mountains, Manchester offers residents the perfect balance of city and rural life.

Apartments in Manchester NH come in an array of housing options to fit every lifestyle and budget. The most common types of residential real estate include condominiums, upscale and affordable Manchester NH apartments as well as newly remodeled lofts and cla ... Read more »

How to Break an Apartment Lease Agreement Without Penalty

Leases are legally binding contracts, and vacating a rental property before your lease expires can have serious consequences. But what are you supposed to do if you can t make rent? You can skip the payment and dodge your landlord until you re able to drum up the cash. However, this method rarely works and some landlords begin the eviction process once payments are 15 days past due.

In this situation your choices are few either break your lease early, or risk having your belongings tossed out on the street. There are a number of consequences you may face by breaking a lease, but there are still ways to handle the situation tactfully and avoid major penalties.

As hard as you try to avoid breaking your lease, sometimes, this is your only alternative. Unfortunately, breaking a lease can have major consequences, creating a domino effect that can impact your personal finances for years, as well as your credit scor ... Read more »

Calgary Apartments for Rent, Calgary Apartment Rentals, Apartments for Rent in Edmonton - RentFaster.ca

RentFaster.ca is an experienced advertiser in the Calgary rental market. Over the last 11 years, thousands of listings for apartments for rent have been advertised and rented through this site. If you are a landlord or property manager seeking to advertise your apartments for rent and gain exposure to thousands of unique visitors per day, look no further than RentFaster.ca. For one competitive price. upload an unlimited number of photos and full rental property descriptions and keep your rental properties active on the site until they rent. Track how many potential renters view your apartment rental property with our daily, weekly, and monthly view counter, update your apartments, condos or house information at any time and manage all your rentals in Calgary or Edmonton under one account.

Activate apartments for rent and gain access to detailed property rental forms and c ... Read more »

3 Bedroom Apartment - Free 3 Bedroom Rentals Search - Rent®

Unlike the past, when looking for an apartment meant digging out the newspaper classified ads, these days a simple apartment search can be speedily conducted online. However, finding the right place is not just about budget limitations, but also about knowing exactly what features you are looking for.

To best prepare for an online three bedroom apartment search, you should consider locality, budget, space, and other features that are important to you. Before searching, read through some of the pointers below.

• Make a detailed note of everything that you're looking for in a three bedroom apartment. Be sure to consider amenities and other conveniences, not just the obvious facets such as rental budget and location.
• Enter Rent into your internet browser address bar to find an apartment with three bedrooms for rent.
• Read through the reviews of apartments and compare ratings of the vari ... Read more »

Providing Property Management Services in Indianapolis and Fisher

Indianapolis Communities

There are a large number of diverse and interesting communities, neighborhoods, and subdivisions in and around Indianapolis, Fishers, Carmel, Noblesville, McCordsville, Zionsville, and Greenwood. DBC Properties LLC is fortunate to have a great many quality rental homes in these communities, and we want prospective tenants to be able to research community and neighborhood attributes and amenities here on this site.

After all, renting shouldn t mean a second class home or one in an area where you aren t going to enjoy your lifestyle. Of course, convenience to your employment is a factor, however, there are many neighborhoods in central areas that could meet your needs and we have homes in many of them ready for you to occupy and enjoy.

So, check out the neighborhood and community summaries here and click on their names to go to a page with more detail, as well as maps an ... Read more »

Rent Spot | Winnipeg Apartments For Rent

Rent Spot is a new approach to finding an apartment for rent in Winnipeg. Our customers are our number one priority. Whether you're a tenant searching for an apartment for rent in Winnipeg, or a landlord looking to rent Winnipeg apartments, Rent Spot is your solution. Our intuitive and easy-to-use navigation, tools and search features quickly connect Winnipeg renters with property managers, landlords and homeowners. We take pride in providing our customers with exceptional value, experience and the best usage of time and money. Simply put, we put you in the drivers seat and give you the tools to easily find a Winnipeg apartment to rent.

The best part of our job is that our goals include helping people find great new homes. We take pride in helping new friends choose apartments for rent in Winnipeg and jump at the chance to showcase our website. With so many Winnipeg apartments to choose from, we understand that your most precious com ... Read more »

Apartment Size Refrigerator Ge - Fridge Water Filter

using a counter and directly attached to the faucet water filters are usually work quite slowly, the better if it causes deaths by the local markets.

carbon filtration on carpet

• The filter th same manufacturers follow while building them as perfectly fine to drink? These filters thus filter system as proactive measures to ensure that you need to function optimally;
• It works, whirlpool water heater troubleshooting pilot light how you can go for it or have various diseases;
• That's the chlorine and just about the Samsung refrigerator, it is simply not only chlorine to warrant the higher price marking, but what each product does before purchasing a water filter depends on the technology for whichthe water is a main filtration jug that is why you need, the perspective consumer can get clean and safer aqua;
• And considerably less expensive;

whole house water filt ... Read more »

How to rent an apartment in Toronto

Posted by Erin Bury / August 31, 2010

Finding an apartment to rent in Toronto is all about decisions: what neighbourhood to live in, house or condo and price. If you're buying a property you can often leave the heavy lifting up to a real estate agent, and supplement their research with sites like Zoocasa and Homezilla to aid you in your search. It can be more difficult if you're renting - you have to search for gems that fit your specific criteria.

Using online resources to help renters find the perfect property isn't a recent trend - I can remember using ViewIt.ca years ago to find an apartment. But while several of these sites - ViewIt, Kijiji. Craigslist - are well-known, their features are quite basic and they can often be frustrating to navigate. Luckily, there's a crop of Toronto apartment rental sites that are helping connect renters with properties, and using new technology to do it. Here are the ones I like the best.

... Read more »

Irvine Company Apartment Communities Interview Questions

Irvine Company Apartment Communities interview questions for One on One interview :

- Have you found any ways to make job easier?

- Example when you were able to successfully communicate with another person.

- Describe your ideal job at Irvine Company Apartment Communities.

- Time when you made a suggestion to improve the work.

- A team experience you found disappointing.

- Tell me about an important goal that you set in the past.

Irvine Company Apartment Communities interview Questions

Irvine Company Apartment Communities interview Answers

Irvine Company Apartment Communities interview Tips

Irvine Company Apartment Communities interview Sites

Print out your resume and bring multiple copies to the Irvine Company Apartment Communities interview.

Keep your application form and recruitment announcement nearby so you ... Read more »

Studio Apartments for Rent - Search Studio Apartments for Rent | MyNewPlace

A studio apartment combines both the living and sleeping areas into a single space, and for people are starting out on a budget seeking to live in an upscale or centrally located city neighborhood, this is often a great choice. Here is a quick guide to understanding what you can expect when it comes to studios.

In almost all cases, the bathroom will be a separate room and contain the essentials such as a toilet, shower area, and sink. The showering facilities and available sink and storage spaces will vary most greatly, as some studio bathrooms have a full bathtub while others will have a shower stall with standing room only. There may be a sink with a mirrored storage cabinet installed above, but in other studio spaces, there may also be a counter space or perhaps, a cabinet built around the sink’s pipes for additional storage.

Kitchens are the main variable space in a studio in terms of si ... Read more »

PLANS GARAGE APARTMENTS - Home Floor Plans

Cant find the perfect blueprints for your project? Whether you are looking Apartment garage plans. Plan Number: GR181 Our apartment style garage plans with several sizes and styles to choose from, apartment type car garages are ready to order now. Garage plans for building your dream garage. Detached garage plans for multi-car, RVs, lofts, apartments, workshops and more. Many designs and styles available.

Apartment garage plans and blueprints by Behm Design. Ready to use garage plans. Click here to view hundreds of complete garage plans including apartment garage plans Garage plans with apartments. Floor plans to buy from architects and home designers. Search results for: house plans with garage w and with apartments

Search our growing collection of garage plans with apartment space on second floor. Carriage houses are a great solution for older teens, guest houses, or in-law suites. Choose from many styles and sizes of pro ... Read more »

Renting A House or Apartment

Moving into a new place can be expensive, with one of the expenses being a security deposit, often equal to one month's rent. The only consolation is you get it back when you move out, maybe.

It's funny how landlords find a way to hold onto some or all of the deposit. But look at it from their perspective.

The deposit probably did not go into a separate account when they deposited it. The money got mixed in with all the rest of their cash flow so that, when it comes time to return the money to you, it feels to them like they are paying you with their money.

Most states now require landlords to make certain improvements to the property like painting it -- before they place it back on the market. If they can find a way to use your money to offset that cost they'll do it. Your job is to make sure they can't.

To get all of your security deposit back, the first step is to make sure you live up to your end of the lease. That me ... Read more »

Job Descriptions of an Apartment Manager

The apartment manager responsibilities are about managing an apartment complex. Apartment complexes are quite common in big cities. There are two different kinds of complexes; one is where people rent out the apartment and the other is where people buy the apartments. The apartment manager's duties differ a bit in each type of complex.

In apartment complexes where the apartments are given out on rent, the managers are the one who are responsible for the collection of rent. They also have to look into the problems the tenants are facing. The managers have to hire support staff for the complex as well. This support staff includes janitors, supers, electricians, plumbers, etc. Therefore, whenever there is a problem, the tenant only has to complain to the manager and the staff is sent immediately to fix the problem.

In a complex where people buy apartments, the managers have to ensure that there are no problems in the complex. He ... Read more »

Comment of the Day: The Shelf Life of Apartment Complexes | Swamplot

I might add that in Montrose, there are several properties own/ran by In the loop that were built in the 60s that are super well maintained. They look nice from the outside (new paint, gorgeous landscaping, Class A I might say) and they command pretty good rents. I say this not to kiss ass (the owner hates me so no reason to), I say it because it s true. There are others in Montrose from that age that are well kept but I think theirs are the best example.

And our stuff (admittedly, to a MUCH lesser degree as I have the design skills of a rock) is pretty well maintained and almost all of it was built in the 60s.

So we re talking about 2 story garden style wood frame properties that are mostly 50 plus years old still alive and kicking, doing well, not going anywhere anytime soon. Heck, I have places from the 40s doing just fine. In fact, I just sold my place built in the 20s (!) and it s just fine. A ... Read more »

Amsterdam Two Bedroom Apartments | AmsterdamStay Accommodation

Amsterdam can satisfy any traveller’s taste for entertainment – from hedonistic parties for young revellers to cultured amusements for chilled out visitors to child-friendly activities for families. Travelling together with your friends or family can be a lot more fun when you pick the most convenient and comfortable accommodation.

Renting your own two-bedroom apartment will allow you to enjoy space, homey comfort and indulge in luxury amenities at prices much more affordable than hotel rates. Our all-inclusive rental prices guarantee you will not have to fork out extra for room service, meals served at prescribed hours or exorbitant wi-fi charges. At your holiday home you can prepare food whenever you want and enjoy entertainment with internet, television, games consoles, DVD and CD players. Best of all, our guests staying in self-catering apartments receive access to virtual concierge who can address all of th ... Read more »

Best Worst Pets for Apartment Living @AptsForRent

Love those 4-Legged Friends, it’s good for you!

• Pet owners have lower blood pressures and heart rates. [1]
• Owning a pet can improve your social life. [1]
• In the U.S. about 63% of households have a pet. [2]
• Household pet ownership has risen by 2.1%, according to the 2011-2012 National Pet Owners Survey. [3]

Best Pets for Apartment Living: Extra Small Space? = Small Friend! When you’re confined to a small living space, such as a room in a shared rental, you may want to look for an animals that doesn’t require much room.   Aquatic Creatures 

• 15-20 minutes of looking at a fish swimming can reduce stress. [1]
• With 24 million in the U.S. fish are very popular pets. [4]
• Hermit crabs are great, too; they live in their shells and only need a little room to crawl around. [14]

... Read more »

Pattaya condo, Pattaya house, sale, rental. Pattaya Real Estate.

Condos in Pattaya for sale and rent, houses in Pattaya for sale and rent, villas, land or commercial properties for sale or rent in Pattaya. Thailand be sure to find it listed at our site. Our website about Pattaya real estate will help potential buyer and Pattaya property professionals to locate and know about area's different condominium and housing developments in Pattaya. You are also welcome if you wish to sell your own property in Pattaya. Focused at international buyers, we are will assist you in your language. We provide quality service to clients who are in need of buying, selling or renting properties in Pattaya from cheapest to luxury ones both in the residential and commercial segment. We gather listing for condos, houses, villas in Pattaya and load them on the website on a daily basis, keep it up to date, making sure potential buyers will see them.

Inside our website yo ... Read more »

Omaha Apartments | Find The Right Apartment In Omaha NE

How to Find the Right Apartment In Omaha

There comes a point in everyone’s life that they venture out on their own and seek independence. One of the first things they do after securing a well paying job is try to find an apartment and there definitely is no shortage of Omaha apartments available to people!

You have several options available to you when shopping around like location, price, and convenience while looking for something that provides the right amenities. Many of you will probably be experienced in choosing the “right” apartment because you have been living on your own for several years; however here is a practical guide to choosing the right apartment in Omaha for those that are moving out for the first time.

Before getting into the specifics it is important to know exactly what you are looking for and always take your time to come up with a list of things (must-haves) that you’re lo ... Read more »

Hamilton Apartments Bristol, United Kingdom - Hotel Deals, Reviews and Photos | Venere

Hamilton Apartments offers centrally-located apartment accommodation.

Check-in: between 3:00 PM and midnight.

Extra-person charges may apply and vary depending on hotel policy.

Government-issued photo identification and a credit card are required at check-in for incidental charges.

Special requests are subject to availability upon check-in and may incur additional charges. Special requests cannot be guaranteed.

• The name on the credit card used at check-in to pay for incidentals must be the primary name on the guestroom reservation.

The following fees and deposits are charged by the property at time of service, check-in, or check-out.

• Self parking fee: GBP 15 per night
• Early check-in fee: GBP 24
• Late check-out fee: GBP 24.0
• Crib (infant bed) fee: GBP 4 per night
• Rollaway bed fee: G ... Read more »

The Noosa Apartments in Noosa, Sunshine Coast: Special deals from AsiaWebDirect

Noosa Apartments offers two and three bedroom spacious modern clean apartments in a fantastic location. An easy stroll to stunning Noosa beach and Hastings Street, across the road from Noosa River plus loads of restaurants and shopping nearby. Modern apartments with full kitchens, laundries, dining tables, lounge rooms, two bathrooms, austar, large flat screen tv's, glass sliding doors that open from the lounge to spacious balconies or courtyards surrounded by private tropical gardens, water views and sea breezes.

Noosa Apartments has only eight exclusive apartments, a large swimming pool, heated spa, rooftop terrace with bbq, bars and banana lounges to enjoy sunsets or sunbake, second bbq area amongst the lawns and tropical gardens. . [+] More

Noosa Apartments offers two and three bedroom spacious modern clean apartments in a fantastic location. An easy stroll to stunning Noosa beach an ... Read more »

Paris Apartments | Paris Apartment Rentals | Paris Accommodation

So you’re thinking about renting one of our holiday Paris apartments for a city break? An excellent choice! Here are a few tips to help you make the very most out of your time in the French capital. First of all, follow us on Pinterest and Google Plus.

Paris is a year round destination and whether you rent your Paris accommodation in the middle of summer or spend Christmas in Paris, you’ll never be short of things to see and do.

For museum lovers, shopaholics and fans of French cuisine there’s bound to be loads to do within a stone’s throw of your Paris apartment. Food lovers will be spoilt for choice since all of our holiday apartments feature fully equipped kitchens, allowing you to try your hand at preparing gourmet French cuisine in the comfort of your self-catering apartment’s very own kitchen.

If you want to see the ‘real’ Paris which evades so many tourists, then try our vacation rentals ... Read more »

For Rent Media Solutions™ Expands ForRent™-The Magazine into Oklahoma City, OK

ForRent-The Magazine expands to Oklahoma City, offering an additional resource for property managers looking to advertise apartments for rent

Norfolk, Va—(April 17, 2007) – For Rent Media Solutions, a leading apartment resource for searching apartment communities nationwide and a division of Dominion Enterprises, is proud to announce the launch of ForRent-The Magazine in Oklahoma City, OK. The magazine hit the stands on April 14, 2007.

“ForRent-The Magazine is offering a much needed resource for Property Management Companies in the Oklahoma City market,” says Judy Gogol, vice president of sales for the Eastern region and ForRent-The Magazine. “Since the August 2006 debut of our publication in Birmingham, AL, LEADS™ have significantly increased by 395%. We look to produce the same results for Oklahoma City.”

ForRent-The Magazine is the newest publ ... Read more »

Apartment Manager Jobs - Common Benefits, Pay, Apartment Management Resources

Have you ever lived in an apartment? They are a typical form of housing for people all over the world. Anyone who has rented an apartment has dealt with an apartment manager.

Apartment managers, or property managers. run the day-to-day operations of apartment buildings and complexes. They are essentially a middleman between the apartment s tenants and the owners and investors of the apartments. It is their job to manage the apartment complex as a profitable business, where they deal with financial aspects, maintenance, marketing, and customers in a professional manner.

An apartment complex could be 10 units or several 100, either way, managing an apartment complex takes lots of work.

The first step is to make sure the apartment has tenants. The apartment manager is responsible for marketing and advertising vacancies in newspapers, websites, bulletin boards, and local shops. Open ho ... Read more »

LOS ANGELES 3 BEDROOM APARTMENTS FOR RENT - NMS Apartments

Come experience luxury apartment living on a whole new level! The three bedroom luxury apartments at Luxe@11649 are truly one of a kind. These luxury apartments come with gourmet kitchens that boast stainless steel appliances, tile flooring, and granite counters. The hardwood styled floors and Berber carpet also make these apartments look great and feel comfortable. These luxury townhome apartments are unique to the Brentwood area of West Los Angeles, as you won t find a luxury townhome apartment for rent like this. Outside the luxury apartments, you ll enjoy the short walk to the many restaurants, stores, and cafes along trendy San Vicente Blvd.

A three bedroom rental demands higher rent than a two bedroom rental or studio. Renters should make sure that they actually need all of the space that a three bedroom home offers. Some apartments have a wide variety of features and bedrooms that are huge. They can also have ... Read more »

Cheap Apartments | Affordable Housing | Los Angeles, California

L.A. a.k.a. the City of Angels and home to Hollywood, the heart of the motion picture industry. If your passions involve the arts, the Creative Capital of the World that is L.A. is definitely the place for you. One in every six of the city s residents works in the creative industry.

Los Angeles is the most populous city in the US, after NYC, and is recognized as the most diverse of the nation s largest cities. This vibrant city is home to people from more than 140 countries speaking 224 different identified languages. It is divided into over 80 districts and neighborhoods.

The affordable housing opportunities in LA are diverse however limited. Meaning there s lots of housing programs that can help you find an affordable apartment but as is often the case, there are not enough resources to serve everyone in need.

There are several public and private agencies and organizations that provide everyth ... Read more »

Apartment Manager Job Description | eHow

Apartment managers implement strategies to attract tenants and keeping renters from moving by launching promotions and showing vacancies to potential tenants, offering move-in specials and developing apartment-community programs.

Managers collect rent, handle delinquent accounts, oversee payment invoices and pay bills for the apartment complex. They also audit apartment files and apply rent increases when needed.

Apartment managers have the authority to supervise and train hourly personnel and are responsible for conducting training sessions for all personnel and maintenance staff. Supervisors also have to adhere to the company's policies and regulations and expect personnel and staff to obey those policies as well. If not, the apartment manager has the right to terminate an employee.

Responsibilities of Assistant Food More Like This.

Apartment complexes and many other living arrangements take care of various ... Read more »

Apartment Finder San Antonio – Will Be Of Great Help

There are many people now days depending on the property finder tools available online. And the same sort of thing can come in handy for you while searching for an apartment in San Antonio. Well, we are talking about the apartment finder San Antonio. This has really opened up many ways for people to collect the right details about their desired apartments located in this city. Having these details quickly will also help you to compare the properties on the basis of their features, price and facilities. And this will lead the way for you to take the right decision as well. Thus, apartment finder firm will know what rentals are there in the market. In this way you do not waste any time in tracking down the apartments with the availability. The renters will save energy and time using free apartment finder by knowing before time which units are not the good match. Apartment locator also helps the clients to find right apartments that ... Read more »

100 Best Apartments in Plano, TX (with pictures)!

Tips for Renting in Plano

Tips for Renting in Plano

The Legal Lingo. As with any city, Plano has its fair share of bad property managers. Here, the main issues have to do with maintenance. Most apartment complexes from the 70's and 80's have plumbing issues coupled with landlords reluctant to deal with them. In order to get a timely response, your best bet is to send a written notice. If they still fail to respond, send a second written notice with "TIME IS OF THE ESSENCE" written in bold at the top. This is the legal lingo for "get your ----- to work". With these written notices, you will have legal recourse. Just notify the Attorney General's Consumer Protection Division and the North Texas Tenants Council, and they will have your back. We know it sounds like a hassle, but when you’re 20 year old pipes start to burst, you’ll be thankful.

Rent Increases. Be prepared to pay h ... Read more »