Value Advantage Package

Take out a RAMS Value Advantage Package, and save $$$ each year with a discount on your home loan interest rate. More details

Deposit Bond

Obtaining a Deposit Bond through RAMS could help you secure your dream home by providing you with an alternative to finding a cash deposit before settlement. A Deposit Bond acts as a guarantee to the vendor, allowing the purchaser to pay the deposit amount (together with the balance of the purchase price) on the day of settlement (rather than funding a deposit up front/on exchange). In addition, a deposit bond could also save you the costs of obtaining bridging finance in order to pay your deposit. More details

Construction Option

For customers who intend to purchase land and build a new home, RAMS has developed a feature called 'RAMS Construction Option' which can be adopted on many RAMS full and low doc home loans. More details

Interest Only in Advance Option

The Interest Only In Advance Option is available to property investors with a RAMS fixed rate period of up to 5 years, and where interest-only repayments have been chosen.