#Annual Free Credit Report In Canada

Under the Personal Information Protection and Electronic Documents Act, Individuals may obtain information about themselves held by an organization and can request that inaccurate or incomplete information be corrected.

FOR IMMEDIATE RELEASE

Dec. 29, 2012 - PRLog -- Bad Credit MD - Canada - Most provinces in Canada have credit reporting legislation to outline practices that must be adopted by credit reporting agencies and the users of consumer credit information to protect the rights of consumers. Although credit reporting legislation is regulated at the provincial level, there are core requirements that are consistent with each province.

Along with the credit histories of millions of other people in Canada, your credit history is recorded in files maintained by at least one of Canada's major credit-reporting agencies: Equifax Canada and TransUnion Canada.

There are two methods to request your Canadian credit file from the two credit reporting agencies. The first method is to request your credit report for free by mail. The disadvantages are that a credit score will not be provided and it can take some time to receive. The second method is to request your credit file over the internet. The advantage is that a person can get their report almost instantly along with a credit score, however fees will be charged.

To request your consumer credit file in Canada, first visit http://www.badcreditmd.com/ ca/freecreditreportcanada.html. This free consumer website has information on obtaining your credit report free by mail using the proper forms and documentation and using the internet method. They also provide information on what is contained within a credit file and how it can be disputed if that information is incorrect.

Bad Credit MD Canada, is a free On-line information guide that helps people with credit problems in Alberta, Quebec, British Columbia, Ontario, Manitoba, Saskatchewan, Nova Scotia, New Brunswick, Newfoundland, Northwest Territories, Prince Edward Island, and the Yukon.

Bad Credit MD Canada has been in business helping consumers with bad credit since April of 2007 and is a subsidiary of Enticing Designs Publishing. The staff has various backgrounds in the financial and mortgage industry. This self-help site has over 500 pages of credit advice and articles. Its staff has researched its information with various governments around the world to provide the most comprehensive and accurate information free of charge.