Rate Discount

Simplified Budgeting

Receive Funds All At Once

As low as 21.99%,

22.28% APR*

* Please see below for detailed pricing information.

Loans are subject to eligibility, underwriting, and approval, including credit approval. The offered APR will vary between 8.02% and 23.46% APR based upon creditworthiness, loan amounts, term length, and amount of Interest Surcharge. Payment examples and quoted APRs do not include discounts. Enrollment in auto-debit loan payments from a BBVA Compass checking account is required to receive a 1.00% rate discount and the BBVA Checking Account must be opened prior to the loan being finalized. The loan must be at least $10,000 and the term must be at least 36 months to receive the .50% rate discount. Enrollment in the Premier Personal Banking Program at the time the loan is finalized is required to receive the .25% rate discount. Interest Surcharges will be refunded on a pro-rated basis if the loan is repaid within 90 days but the bank will always retain a minimum of $25 of the Interest Surcharge.

If customer has payments auto-debited from BBVA Compass consumer checking account, then a 1.00% discount will apply.

If customer is a part of the Premier Personal Banking program, then a 0.25% discount will apply.

If customer’s loan is for more than $10,000 and at least 36 month term, then a 0.50% discount will apply.

Additional Interest Surcharge payable at closing:

• If loan is between $2,000 - $4,999, then a $15 interest surcharge applies.
• If loan is between $5,000 - $7,499, then a $30 interest surcharge applies.
• If loan is between $7,500 - $9,999, then a $50 interest surcharge applies.
• If loan is $10,000 or greater, then a $75 interest surcharge applies.

Payment Examples

For customers with sub-prime credit, the available amounts a 24 month loan for $10000 and an APR of 22.78% will have 24 monthly payments of $518.73 and an Interest Surcharge of $75 payable at closing.

For customers with acceptable credit, a 24 month loan for $10000 and an APR of 14.76% will have 24 monthly payments of $480.08 and an Interest Surcharge of $75 payable at closing.

For customers with good credit, a 24 month loan for $10000 and an APR of 11.75% will have 24 monthly payments of $466.03 and an Interest Surcharge of $75 payable at closing.

For customers with excellent credit, a 24 month loan for $10000 and an APR of 8.74% will have 24 monthly payments of $452.23 and an Interest Surcharge of $75 payable at closing.