Unsecured Credit Cards For People With Bad Credit

Below is a list of unsecured credit cards for those of you with bad credit. But before we list them, please look out for the following when you are researching these cards

One Application Fee - Many charge a one time application fee that can be as high as over one hundred dollars.

One time processing Fee - On top of that, most will add another layer of so called "processing fee".

Annual Fee - A fee you pay everything year for the "privilege" of using the card.

Monthly Processing Fee - Many cards will also charge you a monthly processing fee, which can range from $5 to $15.

Hence, we you add up everything, you may end up paying over a hundred dollars just to get a card and have to pay annual fees as well. But when your credit is not good, then I guess you have to take what is available. The key to rebuilding your credit is to pay your bills on time, slowly improve your credit score over time and then get a regular no annual fee credit card.

Recommended Cards

This is one of the few unsecured subprime cards left today. And the great news is that unlike many of their peers, all they charge is an annual fee (no one-time application fees). They also allow you to earn points for gas rewards. This card is also BK Friendly. This would be one of the first cards that I would check out.