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AARP was founded in 1958 by Dr. Ethel Percy Andrus. She was a retired high school principal and had established the National Retired Teachers Association (NRTA) in 1947 in order to promote her philosophy of productive aging. AARP evolved from the concept of productive aging and need for health insurance of retired teachers. NRTA is a division of AARP today.

There was no private health insurance available for older Americans until the government enacted Medicare in 1965, which provides health insurance for people above the age of 65.

Along with 40 million members and offices in 50 states, AARP has offices in the District of Columbia, Puerto Rico and the U.S. Virgin Islands. AARP has changed the perception of people about life after 50.

Enhancing the quality of life of the people above 50, creating positive social change and delivering good service, advocacy and information to members is AARP s mission. AARP s motto is To serve, not to be served .

Different kinds of insurance policies offered by AARP include:

Auto insurance - AARP provides a comprehensive package of benefits and services to its members. In case of the first accident, any premium increase is waived as long as the driver on the policy is not involved in any previous accidents and major violations in the past five years.

Home Insurance - AARP provides great coverage at great rates to policy holders. AARP offers a 100% protection plan to the users. This means that if something happens to the insured house, AARP bears the total cost of rebuilding it.

Home-Based Business Insurance - This policy is designed to provide home-based business owners valuable coverage at reasonable rates. The home business insurance plan can be easily added to the home insurance plan to obtain extensive coverage for the home business.

Other insurance policies offered by AARP are flood insurance, RV insurance, snowmobile coverage, golf cart and ATV insurance, antique and classic car insurance and personal watercraft and boat insurance.